Allegiant Allways Rewards Visa® vs Bilt Blue
Side-by-side comparison
| Allegiant Allways Rewards Visa® | Bilt Blue | |
|---|---|---|
| Annual fee | $59 | No annual fee |
| Welcome offer | 45,000 points | $100 in Bilt Cash on account opening |
| Dining | 2x | 1x |
| Groceries | 1x | 1x |
| Gas | 1x | 1x |
| Travel | 3x | 2x |
| Streaming | 1x | 1x |
| Everything else | 1x | 1x |
| Est. yearly rewards* | $358 | $310 |
| Points type | Locked to Allegiant Allways Rewards | Transfers to airlines & hotels |
| Network | Visa | Mastercard |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of household spending, the Allegiant Allways Rewards Visa® earns about $358 a year in rewards and the Bilt Blue about $310, valuing every point at a flat 1 cent. The Allegiant Allways Rewards Visa® charges $59, which you clear through its rewards and perks. The Bilt Blue has no annual fee, so its rewards are all profit. Counting rewards, fees, and any credits, the Bilt Blue delivers more total value, about $61 a year more for a typical spender, mostly because it carries more in annual statement credits. The bigger difference is the ceiling: the Bilt Blue earns points you can move to travel partners for outsized value, while the Allegiant Allways Rewards Visa® stays locked to a single airline or hotel program. Favor the Bilt Blue if you will use travel transfers, the Allegiant Allways Rewards Visa® if you want simplicity. On the sign-up bonus, the Allegiant Allways Rewards Visa® currently has the larger welcome offer. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.
Pick the Allegiant Allways Rewards Visa® if your spending leans toward dining, travel.