Allegiant Allways Rewards Visa® vs Capital One Quicksilver Student
Side-by-side comparison
| Allegiant Allways Rewards Visa® | Capital One Quicksilver Student | |
|---|---|---|
| Annual fee | $59 | No annual fee |
| Welcome offer | 45,000 points | $50 cash bonus |
| Dining | 2x | 1.5x |
| Groceries | 1x | 1.5x |
| Gas | 1x | 1.5x |
| Travel | 3x | 1.5x |
| Streaming | 1x | 1.5x |
| Everything else | 1x | 1.5x |
| Est. yearly rewards* | $358 | $437 |
| Points type | Locked to Allegiant Allways Rewards | Pools with Capital One → transferable |
| Network | Visa | Visa |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of household spending, the Allegiant Allways Rewards Visa® earns about $358 a year in rewards and the Capital One Quicksilver Student about $437, valuing every point at a flat 1 cent. The Allegiant Allways Rewards Visa® charges $59, which you clear through its rewards and perks. The Capital One Quicksilver Student has no annual fee, so its rewards are all profit. Counting rewards, fees, and any credits, the Capital One Quicksilver Student delivers more total value, about $139 a year more for a typical spender, mostly because it earns more where you spend most, on everything else and groceries. The bigger difference is the ceiling: the Capital One Quicksilver Student earns points you can move to travel partners for outsized value, while the Allegiant Allways Rewards Visa® stays locked to a single airline or hotel program. Favor the Capital One Quicksilver Student if you will use travel transfers, the Allegiant Allways Rewards Visa® if you want simplicity. On the sign-up bonus, the Allegiant Allways Rewards Visa® currently has the larger welcome offer. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.
Pick the Allegiant Allways Rewards Visa® if your spending leans toward dining, travel. Pick the Capital One Quicksilver Student if your spending leans toward groceries, gas, streaming.