Allegiant Allways Rewards Visa® vs Costco Anywhere Visa®

Allegiant Allways Rewards Visa®
VS
Costco Anywhere Visa®
The short answer: The Costco Anywhere Visa® delivers a bit more value for most spenders.

Side-by-side comparison

Allegiant Allways Rewards Visa®Costco Anywhere Visa®
Annual fee$59No annual fee
Welcome offer45,000 pointsNo current offer
Dining2x3x
Groceries1x1x
Gas1x4x
Travel3x3x
Streaming1x1x
Everything else1x1x
Est. yearly rewards*$358$452
Points typeLocked to Allegiant Allways RewardsCash back only
NetworkVisaVisa

*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.

The verdict

On a typical year of household spending, the Allegiant Allways Rewards Visa® earns about $358 a year in rewards and the Costco Anywhere Visa® about $452, valuing every point at a flat 1 cent. The Allegiant Allways Rewards Visa® charges $59, which you clear through its rewards and perks. The Costco Anywhere Visa® has no annual fee, so its rewards are all profit. Counting rewards, fees, and any credits, the Costco Anywhere Visa® delivers more total value, about $154 a year more for a typical spender, mostly because it earns more where you spend most, on gas and dining. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the Allegiant Allways Rewards Visa® currently has the larger welcome offer. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.

Pick the Costco Anywhere Visa® if your spending leans toward dining, gas.

Read the full reviews

Frequently asked questions

Is the Allegiant Allways Rewards Visa® or the Costco Anywhere Visa® better?
On typical household spending, the Costco Anywhere Visa® comes out ahead, by roughly $154 a year with every point valued at a flat 1 cent. But the Allegiant Allways Rewards Visa® can be the better fit if your spending lines up with its stronger categories. Run both through the Cardocrat calculator to see your own numbers.
Can I have both the Allegiant Allways Rewards Visa® and the Costco Anywhere Visa®?
In most cases yes, as long as you meet each issuer's approval rules (for example Chase's 5/24 rule). Many people hold complementary cards to cover more bonus categories, then pool or redeem the rewards together where the program allows.
Which has the better welcome bonus, the Allegiant Allways Rewards Visa® or the Costco Anywhere Visa®?
As of June 2026, the Allegiant Allways Rewards Visa® offers 45,000 points and the Costco Anywhere Visa® offers no current offer. Welcome offers change often, so confirm the current offer on each card's page before applying.