Allegiant Allways Rewards Visa® vs Delta SkyMiles® Gold Business

Allegiant Allways Rewards Visa®
VS
Delta SkyMiles® Gold Business
The short answer: The Allegiant Allways Rewards Visa® delivers a bit more value for most spenders, but choose the Delta SkyMiles® Gold Business if you spend more on advertising, shipping.

Side-by-side comparison

Allegiant Allways Rewards Visa®Delta SkyMiles® Gold Business
Annual fee$59$150
Welcome offer45,000 points50,000 90,000 miles (limited-time)
Advertising1%2%
Shipping1%2%
Office supplies1%1%
Phone & internet1%1%
Travel3%2%
Everything else1%1%
Est. yearly rewards*$570$654
Points typeLocked to Allegiant Allways RewardsLocked to Delta SkyMiles
NetworkVisaAmex

*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.

The verdict

On a typical year of business spending, the Allegiant Allways Rewards Visa® earns about $570 a year in rewards and the Delta SkyMiles® Gold Business about $654, valuing every point at a flat 1 cent. The Allegiant Allways Rewards Visa® charges $59, which you clear through its rewards and perks. The Delta SkyMiles® Gold Business charges $150, which you clear through its rewards and perks. The two are close on value, but the Allegiant Allways Rewards Visa® edges ahead by about $7 a year, mostly because it earns more where you spend most, on travel. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the Delta SkyMiles® Gold Business currently has the larger welcome offer (a limited-time offer above its usual amount, so treat it as a one-time boost). A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.

Pick the Allegiant Allways Rewards Visa® if your spending leans toward travel. Pick the Delta SkyMiles® Gold Business if your spending leans toward advertising, shipping.

Read the full reviews

Frequently asked questions

Is the Allegiant Allways Rewards Visa® or the Delta SkyMiles® Gold Business better?
On typical business spending, the Allegiant Allways Rewards Visa® comes out ahead after its annual fee, by roughly $7 a year with every point valued at a flat 1 cent. But the Delta SkyMiles® Gold Business can be the better fit if your spending lines up with its stronger categories. Run both through the Cardocrat calculator to see your own numbers.
Can I have both the Allegiant Allways Rewards Visa® and the Delta SkyMiles® Gold Business?
In most cases yes, as long as you meet each issuer's approval rules (for example Chase's 5/24 rule). Many people hold complementary cards to cover more bonus categories, then pool or redeem the rewards together where the program allows.
Which has the better welcome bonus, the Allegiant Allways Rewards Visa® or the Delta SkyMiles® Gold Business?
As of June 2026, the Allegiant Allways Rewards Visa® offers 45,000 points and the Delta SkyMiles® Gold Business offers 90,000 miles. Welcome offers change often, so confirm the current offer on each card's page before applying.