Allegiant Allways Rewards Visa® vs Wyndham Rewards Earner® Card

Allegiant Allways Rewards Visa®
VS
Wyndham Rewards Earner® Card
The short answer: The Wyndham Rewards Earner® Card delivers a bit more value for most spenders, but choose the Allegiant Allways Rewards Visa® if you spend more on travel.

Side-by-side comparison

Allegiant Allways Rewards Visa®Wyndham Rewards Earner® Card
Annual fee$59No annual fee
Welcome offer45,000 pointsUp to 75,000 points
Dining2x3x
Groceries1x3x
Gas1x3x
Travel3x1x
Streaming1x1x
Everything else1x1x
Est. yearly rewards*$358$515
Points typeLocked to Allegiant Allways RewardsLocked to Wyndham Rewards
NetworkVisaVisa

*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.

The verdict

On a typical year of household spending, the Allegiant Allways Rewards Visa® earns about $358 a year in rewards and the Wyndham Rewards Earner® Card about $515, valuing every point at a flat 1 cent. The Allegiant Allways Rewards Visa® charges $59, which you clear through its rewards and perks. The Wyndham Rewards Earner® Card has no annual fee, so its rewards are all profit. Counting rewards, fees, and any credits, the Wyndham Rewards Earner® Card delivers more total value, about $216 a year more for a typical spender, mostly because it earns more where you spend most, on groceries and gas. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the Wyndham Rewards Earner® Card currently has the larger welcome offer. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.

Pick the Allegiant Allways Rewards Visa® if your spending leans toward travel. Pick the Wyndham Rewards Earner® Card if your spending leans toward dining, groceries, gas.

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Frequently asked questions

Is the Allegiant Allways Rewards Visa® or the Wyndham Rewards Earner® Card better?
On typical household spending, the Wyndham Rewards Earner® Card comes out ahead, by roughly $216 a year with every point valued at a flat 1 cent. But the Allegiant Allways Rewards Visa® can be the better fit if your spending lines up with its stronger categories. Run both through the Cardocrat calculator to see your own numbers.
Can I have both the Allegiant Allways Rewards Visa® and the Wyndham Rewards Earner® Card?
In most cases yes, as long as you meet each issuer's approval rules (for example Chase's 5/24 rule). Many people hold complementary cards to cover more bonus categories, then pool or redeem the rewards together where the program allows.
Which has the better welcome bonus, the Allegiant Allways Rewards Visa® or the Wyndham Rewards Earner® Card?
As of June 2026, the Allegiant Allways Rewards Visa® offers 45,000 points and the Wyndham Rewards Earner® Card offers up to 75,000 points. Welcome offers change often, so confirm the current offer on each card's page before applying.