American Express Blue Business Cash Card vs Marriott Bonvoy Bold®
Side-by-side comparison
| American Express Blue Business Cash Card | Marriott Bonvoy Bold® | |
|---|---|---|
| Annual fee | No annual fee | No annual fee |
| Welcome offer | $250 statement credit | 60,000 points |
| Advertising | 2% | 2% |
| Shipping | 2% | 2% |
| Office supplies | 2% | 2% |
| Phone & internet | 2% | 2% |
| Travel | 2% | 2% |
| Everything else | 2% | 2% |
| Est. yearly rewards* | $900 | $948 |
| Points type | Cash back only | Locked to Marriott Bonvoy |
| Network | Amex | Visa |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of business spending, the American Express Blue Business Cash Card earns about $900 a year in rewards and the Marriott Bonvoy Bold® about $948, valuing every point at a flat 1 cent. The American Express Blue Business Cash Card has no annual fee, so its rewards are all profit. The Marriott Bonvoy Bold® has no annual fee, so its rewards are all profit. Counting rewards and any credits, the Marriott Bonvoy Bold® delivers more total value, about $48 a year more for a typical spender. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the Marriott Bonvoy Bold® currently has the larger welcome offer. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.