American Express® Blue Business Plus vs Marriott Bonvoy Bold®
Side-by-side comparison
| American Express® Blue Business Plus | Marriott Bonvoy Bold® | |
|---|---|---|
| Annual fee | No annual fee | No annual fee |
| Welcome offer | 15,000 Membership Rewards® Points | |
| Advertising | 2% | 2% |
| Shipping | 2% | 2% |
| Office supplies | 2% | 2% |
| Phone & internet | 2% | 2% |
| Travel | 2% | 2% |
| Everything else | 2% | 2% |
| Est. yearly rewards* | $900 | $948 |
| Points type | Transfers to airlines & hotels | Locked to Marriott Bonvoy |
| Network | Amex | Visa |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of business spending, the American Express® Blue Business Plus earns about $900 a year in rewards and the Marriott Bonvoy Bold® about $948, valuing every point at a flat 1 cent. The American Express® Blue Business Plus has no annual fee, so its rewards are all profit. The Marriott Bonvoy Bold® has no annual fee, so its rewards are all profit. Counting rewards and any credits, the Marriott Bonvoy Bold® delivers more total value, about $48 a year more for a typical spender. The bigger difference is the ceiling: the American Express® Blue Business Plus earns points you can move to travel partners for outsized value, while the Marriott Bonvoy Bold® stays locked to a single airline or hotel program. Favor the American Express® Blue Business Plus if you will use travel transfers, the Marriott Bonvoy Bold® if you want simplicity. On the sign-up bonus, the Marriott Bonvoy Bold® currently has the larger welcome offer (a limited-time offer above its usual amount, so treat it as a one-time boost). A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.