American Express® Blue Business Plus vs Capital One Venture Business
Side-by-side comparison
| American Express® Blue Business Plus | Capital One Venture Business | |
|---|---|---|
| Annual fee | No annual fee | $95 |
| Welcome offer | 15,000 Membership Rewards® Points | 100,000 Miles |
| Advertising | 2% | 2% |
| Shipping | 2% | 2% |
| Office supplies | 2% | 2% |
| Phone & internet | 2% | 2% |
| Travel | 2% | 2% |
| Everything else | 2% | 2% |
| Est. yearly rewards* | $900 | $900 |
| Points type | Transfers to airlines & hotels | Transfers to airlines & hotels |
| Network | Amex | Mastercard |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of business spending, the American Express® Blue Business Plus earns about $900 a year in rewards and the Capital One Venture Business about $900, valuing every point at a flat 1 cent. The American Express® Blue Business Plus has no annual fee, so its rewards are all profit. The Capital One Venture Business charges $95, which you clear through its rewards and perks. Counting rewards, fees, and any credits, the American Express® Blue Business Plus delivers more total value, about $95 a year more for a typical spender, mostly because it skips the annual fee the other charges. Both earn transferable points rather than flat cash, so the deciding factor is whose transfer partners reach the airlines and hotels you would actually book. On the sign-up bonus, the Capital One Venture Business currently has the larger welcome offer. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.