American Express® Blue Cash Everyday vs Marriott Bonvoy Boundless®

American Express® Blue Cash Everyday
VS
Marriott Bonvoy Boundless®
The short answer: The American Express® Blue Cash Everyday delivers a bit more value for most spenders, but choose the Marriott Bonvoy Boundless® if you spend more on dining, everything else.

Side-by-side comparison

American Express® Blue Cash EverydayMarriott Bonvoy Boundless®
Annual feeNo annual fee$95
Welcome offer$200 statement credit125,000 points + 1 Free Night Award (up to 50,000 pts)
Dining1x3x
Groceries3x3x
Gas3x3x
Travel1x1x
Streaming1x1x
Everything else1x2x
Est. yearly rewards*$455$671
Points typeCash back onlyLocked to Marriott Bonvoy
NetworkAmexVisa

*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.

The verdict

On a typical year of household spending, the American Express® Blue Cash Everyday earns about $455 a year in rewards and the Marriott Bonvoy Boundless® about $671, valuing every point at a flat 1 cent. The American Express® Blue Cash Everyday has no annual fee, so its rewards are all profit. The Marriott Bonvoy Boundless® charges $95, which you clear through its rewards and perks. The two are close on value, but the American Express® Blue Cash Everyday edges ahead by about $11 a year, mostly because it carries more in annual statement credits. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the Marriott Bonvoy Boundless® currently has the larger welcome offer. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.

Pick the Marriott Bonvoy Boundless® if your spending leans toward dining, everything else.

Read the full reviews

Frequently asked questions

Is the American Express® Blue Cash Everyday or the Marriott Bonvoy Boundless® better?
On typical household spending, the American Express® Blue Cash Everyday comes out ahead, by roughly $11 a year with every point valued at a flat 1 cent. But the Marriott Bonvoy Boundless® can be the better fit if your spending lines up with its stronger categories. Run both through the Cardocrat calculator to see your own numbers.
Can I have both the American Express® Blue Cash Everyday and the Marriott Bonvoy Boundless®?
In most cases yes, as long as you meet each issuer's approval rules (for example Chase's 5/24 rule). Many people hold complementary cards to cover more bonus categories, then pool or redeem the rewards together where the program allows.
Which has the better welcome bonus, the American Express® Blue Cash Everyday or the Marriott Bonvoy Boundless®?
As of June 2026, the American Express® Blue Cash Everyday offers $200 statement credit and the Marriott Bonvoy Boundless® offers 125,000 points + 1 Free Night Award (up to 50,000 pts). Welcome offers change often, so confirm the current offer on each card's page before applying.