American Express Business Green Rewards Card vs Capital One Venture X Business
Side-by-side comparison
| American Express Business Green Rewards Card | Capital One Venture X Business | |
|---|---|---|
| Annual fee | $95 | $395 |
| Welcome offer | 15,000 Membership Rewards points | 150,000 Miles |
| Advertising | 1% | 2% |
| Shipping | 1% | 2% |
| Office supplies | 1% | 2% |
| Phone & internet | 1% | 2% |
| Travel | 1% | 2% |
| Everything else | 1% | 2% |
| Est. yearly rewards* | $450 | $900 |
| Points type | Transfers to airlines & hotels | Transfers to airlines & hotels |
| Network | Amex | Visa |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of business spending, the American Express Business Green Rewards Card earns about $450 a year in rewards and the Capital One Venture X Business about $900, valuing every point at a flat 1 cent. The American Express Business Green Rewards Card charges $95, which you clear through its rewards and perks. The Capital One Venture X Business charges $395, but carries about $520 in annual statement credits that offset it for anyone who uses them. Counting rewards, fees, and any credits, the Capital One Venture X Business delivers more total value, about $410 a year more for a typical spender, mostly because it earns more where you spend most, on everything else and advertising. Both earn transferable points rather than flat cash, so the deciding factor is whose transfer partners reach the airlines and hotels you would actually book. On the sign-up bonus, the Capital One Venture X Business currently has the larger welcome offer. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.
Pick the Capital One Venture X Business if your spending leans toward advertising, shipping, office supplies.