British Airways Visa Signature® Card vs Citi® / AAdvantage® Globe™ Mastercard®
Side-by-side comparison
| British Airways Visa Signature® Card | Citi® / AAdvantage® Globe™ Mastercard® | |
|---|---|---|
| Annual fee | $95 | $350 |
| Welcome offer | 75,000 Avios | 90,000 miles |
| Dining | 1x | 2x |
| Groceries | 1x | 1x |
| Gas | 1x | 1x |
| Travel | 3x | 3x |
| Streaming | 1x | 1x |
| Everything else | 1x | 1x |
| Est. yearly rewards* | $328 | $365 |
| Points type | Locked to Avios | Locked to American Airlines AAdvantage |
| Network | Visa | Mastercard |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of household spending, the British Airways Visa Signature® Card earns about $328 a year in rewards and the Citi® / AAdvantage® Globe™ Mastercard® about $365, valuing every point at a flat 1 cent. The British Airways Visa Signature® Card charges $95, which you clear through its rewards and perks. The Citi® / AAdvantage® Globe™ Mastercard® charges $350, which you clear through its rewards and perks. Counting rewards, fees, and any credits, the British Airways Visa Signature® Card delivers more total value, about $218 a year more for a typical spender, mostly because it skips the annual fee the other charges. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the Citi® / AAdvantage® Globe™ Mastercard® currently has the larger welcome offer. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.
Pick the Citi® / AAdvantage® Globe™ Mastercard® if your spending leans toward dining.