IHG One Rewards Premier vs Marriott Bonvoy Boundless®
Side-by-side comparison
| IHG One Rewards Premier | Marriott Bonvoy Boundless® | |
|---|---|---|
| Annual fee | $99 | $95 |
| Welcome offer | Up to 185,000 IHG One Rewards Points | 125,000 points + 1 Free Night Award (up to 50,000 pts) |
| Dining | 5x | 3x |
| Groceries | 3x | 3x |
| Gas | 5x | 3x |
| Travel | 5x | 1x |
| Streaming | 3x | 1x |
| Everything else | 3x | 2x |
| Est. yearly rewards* | $1,014 | $671 |
| Points type | Locked to IHG One Rewards | Locked to Marriott Bonvoy |
| Network | Mastercard | Visa |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of household spending, the IHG One Rewards Premier earns about $1,014 a year in rewards and the Marriott Bonvoy Boundless® about $671, valuing every point at a flat 1 cent. The IHG One Rewards Premier charges $99, which you clear through its rewards and perks. The Marriott Bonvoy Boundless® charges $95, which you clear through its rewards and perks. Counting rewards, fees, and any credits, the IHG One Rewards Premier delivers more total value, about $339 a year more for a typical spender, mostly because it earns more where you spend most, on everything else and travel. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the two are currently comparable in size. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.
Pick the IHG One Rewards Premier if your spending leans toward dining, gas, travel.