Ink Business Premier vs JetBlue Plus
Side-by-side comparison
| Ink Business Premier | JetBlue Plus | |
|---|---|---|
| Annual fee | $195 | $99 |
| Welcome offer | $1,000 cash back | 70,000 bonus points after $1,000 in 90 days |
| Advertising | 2% | 1% |
| Shipping | 2% | 1% |
| Office supplies | 2% | 1% |
| Phone & internet | 2% | 1% |
| Travel | 2% | 1% |
| Everything else | 2% | 1% |
| Est. yearly rewards* | $900 | $474 |
| Points type | Cash back only | Locked to JetBlue TrueBlue |
| Network | Visa | Mastercard |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of business spending, the Ink Business Premier earns about $900 a year in rewards and the JetBlue Plus about $474, valuing every point at a flat 1 cent. The Ink Business Premier charges $195, which you clear through its rewards and perks. The JetBlue Plus charges $99, but carries about $100 in annual statement credits that offset it for anyone who uses them. Counting rewards, fees, and any credits, the Ink Business Premier delivers more total value, about $280 a year more for a typical spender, mostly because it earns more where you spend most, on everything else and advertising. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the Ink Business Premier currently has the larger welcome offer. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.
Pick the Ink Business Premier if your spending leans toward advertising, shipping, office supplies.