World of Hyatt vs United℠ Business Card
Side-by-side comparison
| World of Hyatt | United℠ Business Card | |
|---|---|---|
| Annual fee | $95 | $150 |
| Welcome offer | Up to 60,000 Bonus Points | 100,000 miles |
| Advertising | 1% | 1% |
| Shipping | 1% | 1% |
| Office supplies | 1% | 2% |
| Phone & internet | 1% | 1% |
| Travel | 2% | 2% |
| Everything else | 1% | 1% |
| Est. yearly rewards* | $522 | $570 |
| Points type | Locked to World of Hyatt | Locked to United MileagePlus |
| Network | Visa | Visa |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of business spending, the World of Hyatt earns about $522 a year in rewards and the United℠ Business Card about $570, valuing every point at a flat 1 cent. The World of Hyatt charges $95, which you clear through its rewards and perks. The United℠ Business Card charges $150, which you clear through its rewards and perks. The two are close on value, but the World of Hyatt edges ahead by about $7 a year, mostly because it skips the annual fee the other charges. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the United℠ Business Card currently has the larger welcome offer. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.
Pick the United℠ Business Card if your spending leans toward office supplies.