Choice Privileges® Select Mastercard® vs Marriott Bonvoy Boundless®
Side-by-side comparison
| Choice Privileges® Select Mastercard® | Marriott Bonvoy Boundless® | |
|---|---|---|
| Annual fee | $95 | $95 |
| Welcome offer | 60,000 points | |
| Dining | 1x | 3x |
| Groceries | 5x | 3x |
| Gas | 5x | 3x |
| Travel | 1x | 1x |
| Streaming | 1x | 1x |
| Everything else | 1x | 2x |
| Est. yearly rewards* | $618 | $671 |
| Points type | Locked to Choice Privileges | Locked to Marriott Bonvoy |
| Network | Mastercard | Visa |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified August 2026. See your own numbers in the calculator.
Welcome bonus and value over time
| Over time | Choice Privileges® Select Mastercard® | Marriott Bonvoy Boundless® |
|---|---|---|
| Welcome bonus | 60,000 points | 125,000 points + 1 Free Night Award (up to 50,000 pts) |
| To earn it | $3,000 in 3 months | $3,000 in 3 months |
| Est. first-year value* | $1,123 | $2,326 |
| Est. ongoing value / yr* | $523 | $576 |
The Marriott Bonvoy Boundless® wins on both fronts: it comes out ahead in year one on the welcome offer and stays ahead every year after. Short term or long, it is the stronger pick on the numbers.
*First-year value counts the welcome bonus, estimated rewards, and annual credits, minus the annual fee; ongoing value is a typical year after. Every point at a flat 1 cent.
Perks, credits, and redemptions
| Perks | Choice Privileges® Select Mastercard® | Marriott Bonvoy Boundless® |
|---|---|---|
| Lounge access | None | None |
| Annual credits | None | None |
| Points & redemptions | Locked to a single program | Locked to a single program |
The two are closely matched on perks and redemptions, so the welcome offer and everyday earning above are what should decide it.
Transfer partners and point value
Neither card earns transferable points, so redemptions are cash-back or fixed portal value on both, roughly a cent per point. There is no airline or hotel transfer angle to separate them.
The verdict
On a typical year of household spending, the Choice Privileges® Select Mastercard® earns about $618 a year in rewards and the Marriott Bonvoy Boundless® about $671, valuing every point at a flat 1 cent. The Choice Privileges® Select Mastercard® charges $95, which you clear through its rewards and perks. The Marriott Bonvoy Boundless® charges $95, which you clear through its rewards and perks. Counting rewards, fees, and any credits, the Marriott Bonvoy Boundless® delivers more total value, about $53 a year more for a typical spender, mostly because it earns more where you spend most, on everything else and dining. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the Marriott Bonvoy Boundless® currently has the larger welcome offer (a limited-time offer above its usual amount, so treat it as a one-time boost). A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.
Pick the Choice Privileges® Select Mastercard® if your spending leans toward groceries, gas. Pick the Marriott Bonvoy Boundless® if your spending leans toward dining, everything else.