Citi Strata℠ vs JetBlue Card
Side-by-side comparison
| Citi Strata℠ | JetBlue Card | |
|---|---|---|
| Annual fee | No annual fee | No annual fee |
| Welcome offer | 20,000 ThankYou® Points ($200 value) | 10,000 bonus points after $1,000 in 90 days |
| Dining | 2x | 2x |
| Groceries | 3x | 2x |
| Gas | 3x | 1x |
| Travel | 1x | 1x |
| Streaming | 3x | 1x |
| Everything else | 1x | 1x |
| Est. yearly rewards* | $511 | $382 |
| Points type | Pools with Citi → transferable | Locked to JetBlue TrueBlue |
| Network | Mastercard | Mastercard |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of household spending, the Citi Strata℠ earns about $511 a year in rewards and the JetBlue Card about $382, valuing every point at a flat 1 cent. The Citi Strata℠ has no annual fee, so its rewards are all profit. The JetBlue Card has no annual fee, so its rewards are all profit. Counting rewards and any credits, the Citi Strata℠ delivers more total value, about $130 a year more for a typical spender, mostly because it earns more where you spend most, on groceries and gas. The bigger difference is the ceiling: the Citi Strata℠ earns points you can move to travel partners for outsized value, while the JetBlue Card stays locked to a single airline or hotel program. Favor the Citi Strata℠ if you will use travel transfers, the JetBlue Card if you want simplicity. On the sign-up bonus, the Citi Strata℠ currently has the larger welcome offer. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.
Pick the Citi Strata℠ if your spending leans toward groceries, gas, streaming.