Citi Strata Premier℠ vs JetBlue Card
Side-by-side comparison
| Citi Strata Premier℠ | JetBlue Card | |
|---|---|---|
| Annual fee | $95 | No annual fee |
| Welcome offer | 60,000 ThankYou® Points | 10,000 bonus points after $1,000 in 90 days |
| Dining | 3x | 2x |
| Groceries | 3x | 2x |
| Gas | 3x | 1x |
| Travel | 3x | 1x |
| Streaming | 1x | 1x |
| Everything else | 1x | 1x |
| Est. yearly rewards* | $551 | $382 |
| Points type | Transfers to airlines & hotels | Locked to JetBlue TrueBlue |
| Network | Mastercard | Mastercard |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of household spending, the Citi Strata Premier℠ earns about $551 a year in rewards and the JetBlue Card about $382, valuing every point at a flat 1 cent. The Citi Strata Premier℠ charges $95, which you clear through its rewards and perks. The JetBlue Card has no annual fee, so its rewards are all profit. Counting rewards, fees, and any credits, the Citi Strata Premier℠ delivers more total value, about $74 a year more for a typical spender, mostly because it earns more where you spend most, on groceries and gas. The bigger difference is the ceiling: the Citi Strata Premier℠ earns points you can move to travel partners for outsized value, while the JetBlue Card stays locked to a single airline or hotel program. Favor the Citi Strata Premier℠ if you will use travel transfers, the JetBlue Card if you want simplicity. On the sign-up bonus, the Citi Strata Premier℠ currently has the larger welcome offer. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.
Pick the Citi Strata Premier℠ if your spending leans toward dining, groceries, gas.