Costco Anywhere Visa® vs Delta SkyMiles® Blue

Costco Anywhere Visa®
VS
Delta SkyMiles® Blue
The short answer: The Costco Anywhere Visa® delivers a bit more value for most spenders.

Side-by-side comparison

Costco Anywhere Visa®Delta SkyMiles® Blue
Annual feeNo annual feeNo annual fee
Welcome offerNo current offer10,000 Bonus Miles
Dining3x2x
Groceries1x1x
Gas4x1x
Travel3x1x
Streaming1x1x
Everything else1x1x
Est. yearly rewards*$452$322
Points typeCash back onlyLocked to Delta SkyMiles
NetworkVisaAmex

*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.

The verdict

On a typical year of household spending, the Costco Anywhere Visa® earns about $452 a year in rewards and the Delta SkyMiles® Blue about $322, valuing every point at a flat 1 cent. The Costco Anywhere Visa® has no annual fee, so its rewards are all profit. The Delta SkyMiles® Blue has no annual fee, so its rewards are all profit. Counting rewards and any credits, the Costco Anywhere Visa® delivers more total value, about $131 a year more for a typical spender, mostly because it earns more where you spend most, on gas and travel. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the Delta SkyMiles® Blue currently has the larger welcome offer. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.

Pick the Costco Anywhere Visa® if your spending leans toward dining, gas, travel.

Read the full reviews

Frequently asked questions

Is the Costco Anywhere Visa® or the Delta SkyMiles® Blue better?
On typical household spending, the Costco Anywhere Visa® comes out ahead, by roughly $131 a year with every point valued at a flat 1 cent. But the Delta SkyMiles® Blue can be the better fit if your spending lines up with its stronger categories. Run both through the Cardocrat calculator to see your own numbers.
Can I have both the Costco Anywhere Visa® and the Delta SkyMiles® Blue?
In most cases yes, as long as you meet each issuer's approval rules (for example Chase's 5/24 rule). Many people hold complementary cards to cover more bonus categories, then pool or redeem the rewards together where the program allows.
Which has the better welcome bonus, the Costco Anywhere Visa® or the Delta SkyMiles® Blue?
As of June 2026, the Costco Anywhere Visa® offers no current offer and the Delta SkyMiles® Blue offers 10,000 Bonus Miles. Welcome offers change often, so confirm the current offer on each card's page before applying.