Costco Anywhere Visa® vs Marriott Bonvoy Boundless®
Side-by-side comparison
| Costco Anywhere Visa® | Marriott Bonvoy Boundless® | |
|---|---|---|
| Annual fee | No annual fee | $95 |
| Welcome offer | No current offer | 125,000 points + 1 Free Night Award (up to 50,000 pts) |
| Dining | 3x | 3x |
| Groceries | 1x | 3x |
| Gas | 4x | 3x |
| Travel | 3x | 1x |
| Streaming | 1x | 1x |
| Everything else | 1x | 2x |
| Est. yearly rewards* | $452 | $671 |
| Points type | Cash back only | Locked to Marriott Bonvoy |
| Network | Visa | Visa |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of household spending, the Costco Anywhere Visa® earns about $452 a year in rewards and the Marriott Bonvoy Boundless® about $671, valuing every point at a flat 1 cent. The Costco Anywhere Visa® has no annual fee, so its rewards are all profit. The Marriott Bonvoy Boundless® charges $95, which you clear through its rewards and perks. Counting rewards, fees, and any credits, the Marriott Bonvoy Boundless® delivers more total value, about $123 a year more for a typical spender, mostly because it earns more where you spend most, on everything else and groceries. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the Marriott Bonvoy Boundless® currently has the larger welcome offer. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.
Pick the Costco Anywhere Visa® if your spending leans toward gas, travel. Pick the Marriott Bonvoy Boundless® if your spending leans toward groceries, everything else.