Frontier Airlines World Mastercard® vs United Club℠ Business Card
Side-by-side comparison
| Frontier Airlines World Mastercard® | United Club℠ Business Card | |
|---|---|---|
| Annual fee | $99 | $695 |
| Welcome offer | 100,000 miles | 110,000 miles |
| Advertising | 1% | 1.5% |
| Shipping | 1% | 1.5% |
| Office supplies | 1% | 1.5% |
| Phone & internet | 1% | 1.5% |
| Travel | 5% | 2% |
| Everything else | 1% | 1.5% |
| Est. yearly rewards* | $690 | $699 |
| Points type | Locked to Frontier Miles | Locked to United MileagePlus |
| Network | Mastercard | Visa |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of business spending, the Frontier Airlines World Mastercard® earns about $690 a year in rewards and the United Club℠ Business Card about $699, valuing every point at a flat 1 cent. The Frontier Airlines World Mastercard® charges $99, which you clear through its rewards and perks. The United Club℠ Business Card charges $695, which you clear through its rewards and perks. Counting rewards, fees, and any credits, the Frontier Airlines World Mastercard® delivers more total value, about $587 a year more for a typical spender, mostly because it earns more where you spend most, on travel. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the two are currently comparable in size. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.
Pick the Frontier Airlines World Mastercard® if your spending leans toward travel. Pick the United Club℠ Business Card if your spending leans toward advertising, shipping, office supplies.