JetBlue Plus vs Southwest Rapid Rewards® Premier Business

JetBlue Plus
VS
Southwest Rapid Rewards® Premier Business
The short answer: The Southwest Rapid Rewards® Premier Business delivers a bit more value for most spenders.

Side-by-side comparison

JetBlue PlusSouthwest Rapid Rewards® Premier Business
Annual fee$99$149
Welcome offer70,000 bonus points after $1,000 in 90 days60,000 points
Advertising1%1%
Shipping1%1%
Office supplies1%1%
Phone & internet1%1%
Travel1%3%
Everything else1%1%
Est. yearly rewards*$474$588
Points typeLocked to JetBlue TrueBlueLocked to Southwest Rapid Rewards
NetworkMastercardVisa

*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.

The verdict

On a typical year of business spending, the JetBlue Plus earns about $474 a year in rewards and the Southwest Rapid Rewards® Premier Business about $588, valuing every point at a flat 1 cent. The JetBlue Plus charges $99, but carries about $100 in annual statement credits that offset it for anyone who uses them. The Southwest Rapid Rewards® Premier Business charges $149, which you clear through its rewards and perks. The two are close on value, but the Southwest Rapid Rewards® Premier Business edges ahead by about $14 a year, mostly because it earns more where you spend most, on travel. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the JetBlue Plus currently has the larger welcome offer. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.

Pick the Southwest Rapid Rewards® Premier Business if your spending leans toward travel.

Read the full reviews

Frequently asked questions

Is the JetBlue Plus or the Southwest Rapid Rewards® Premier Business better?
On typical business spending, the Southwest Rapid Rewards® Premier Business comes out ahead after its annual fee, by roughly $14 a year with every point valued at a flat 1 cent. But the JetBlue Plus can be the better fit if your spending lines up with its stronger categories. Run both through the Cardocrat calculator to see your own numbers.
Can I have both the JetBlue Plus and the Southwest Rapid Rewards® Premier Business?
In most cases yes, as long as you meet each issuer's approval rules (for example Chase's 5/24 rule). Many people hold complementary cards to cover more bonus categories, then pool or redeem the rewards together where the program allows.
Which has the better welcome bonus, the JetBlue Plus or the Southwest Rapid Rewards® Premier Business?
As of June 2026, the JetBlue Plus offers 70,000 bonus points after $1,000 in 90 days and the Southwest Rapid Rewards® Premier Business offers 60,000 points. Welcome offers change often, so confirm the current offer on each card's page before applying.