JetBlue Premier vs United Club℠ Business Card

JetBlue Premier
VS
United Club℠ Business Card
The short answer: The United Club℠ Business Card delivers a bit more value for most spenders.

Side-by-side comparison

JetBlue PremierUnited Club℠ Business Card
Annual fee$499$695
Welcome offer60,000 100,000 bonus points after $5,000 in 90 days (and paying the annual fee) (limited-time)110,000 miles
Advertising1%1.5%
Shipping1%1.5%
Office supplies1%1.5%
Phone & internet1%1.5%
Travel1%2%
Everything else1%1.5%
Est. yearly rewards*$474$699
Points typeLocked to JetBlue TrueBlueLocked to United MileagePlus
NetworkMastercardVisa

*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.

The verdict

On a typical year of business spending, the JetBlue Premier earns about $474 a year in rewards and the United Club℠ Business Card about $699, valuing every point at a flat 1 cent. The JetBlue Premier charges $499, which you clear through its rewards and perks. The United Club℠ Business Card charges $695, which you clear through its rewards and perks. Counting rewards, fees, and any credits, the United Club℠ Business Card delivers more total value, about $29 a year more for a typical spender, mostly because it earns more where you spend most, on everything else and travel. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the two are currently comparable in size. Note that JetBlue Premier is running a limited-time offer above the usual amount, so that edge may not last. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.

Pick the United Club℠ Business Card if your spending leans toward advertising, shipping, office supplies.

Read the full reviews

Frequently asked questions

Is the JetBlue Premier or the United Club℠ Business Card better?
On typical business spending, the United Club℠ Business Card comes out ahead after its annual fee, by roughly $29 a year with every point valued at a flat 1 cent. But the JetBlue Premier can be the better fit if your spending lines up with its stronger categories. Run both through the Cardocrat calculator to see your own numbers.
Can I have both the JetBlue Premier and the United Club℠ Business Card?
In most cases yes, as long as you meet each issuer's approval rules (for example Chase's 5/24 rule). Many people hold complementary cards to cover more bonus categories, then pool or redeem the rewards together where the program allows.
Which has the better welcome bonus, the JetBlue Premier or the United Club℠ Business Card?
As of June 2026, the JetBlue Premier offers 100,000 bonus points after $5,000 in 90 days (and paying the annual fee) and the United Club℠ Business Card offers 110,000 miles. Welcome offers change often, so confirm the current offer on each card's page before applying.