Marriott Bonvoy Boundless® vs U.S. Bank Triple Cash Rewards Business Card

Marriott Bonvoy Boundless®
VS
U.S. Bank Triple Cash Rewards Business Card
The short answer: The Marriott Bonvoy Boundless® delivers a bit more value for most spenders, but choose the U.S. Bank Triple Cash Rewards Business Card if you spend more on office supplies, phone & internet.

Side-by-side comparison

Marriott Bonvoy Boundless®U.S. Bank Triple Cash Rewards Business Card
Annual fee$95No annual fee
Welcome offer95,000 125,000 points + 1 Free Night Award (up to 50,000 pts) (limited-time)$750 cash back
Advertising2%1%
Shipping2%1%
Office supplies2%3%
Phone & internet2%3%
Travel1%1%
Everything else2%1%
Est. yearly rewards*$894$630
Points typeLocked to Marriott BonvoyCash back only
NetworkVisaVisa

*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.

The verdict

On a typical year of business spending, the Marriott Bonvoy Boundless® earns about $894 a year in rewards and the U.S. Bank Triple Cash Rewards Business Card about $630, valuing every point at a flat 1 cent. The Marriott Bonvoy Boundless® charges $95, which you clear through its rewards and perks. The U.S. Bank Triple Cash Rewards Business Card has no annual fee, so its rewards are all profit. Counting rewards, fees, and any credits, the Marriott Bonvoy Boundless® delivers more total value, about $169 a year more for a typical spender, mostly because it earns more where you spend most, on everything else and advertising. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the Marriott Bonvoy Boundless® currently has the larger welcome offer (a limited-time offer above its usual amount, so treat it as a one-time boost). A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.

Pick the Marriott Bonvoy Boundless® if your spending leans toward advertising, shipping, everything else. Pick the U.S. Bank Triple Cash Rewards Business Card if your spending leans toward office supplies, phone & internet.

Read the full reviews

Frequently asked questions

Is the Marriott Bonvoy Boundless® or the U.S. Bank Triple Cash Rewards Business Card better?
On typical business spending, the Marriott Bonvoy Boundless® comes out ahead after its annual fee, by roughly $169 a year with every point valued at a flat 1 cent. But the U.S. Bank Triple Cash Rewards Business Card can be the better fit if your spending lines up with its stronger categories. Run both through the Cardocrat calculator to see your own numbers.
Can I have both the Marriott Bonvoy Boundless® and the U.S. Bank Triple Cash Rewards Business Card?
In most cases yes, as long as you meet each issuer's approval rules (for example Chase's 5/24 rule). Many people hold complementary cards to cover more bonus categories, then pool or redeem the rewards together where the program allows.
Which has the better welcome bonus, the Marriott Bonvoy Boundless® or the U.S. Bank Triple Cash Rewards Business Card?
As of June 2026, the Marriott Bonvoy Boundless® offers 125,000 points + 1 Free Night Award (up to 50,000 pts) and the U.S. Bank Triple Cash Rewards Business Card offers $750 cash back. Welcome offers change often, so confirm the current offer on each card's page before applying.