Best Credit Cards for Subscriptions and Recurring Bills
Earn on recurring charges
Subscriptions are predictable monthly spending, which makes them ideal for a bonus category. Several cards reward streaming services at elevated rates, and some bonus cell phone or other recurring bills. For subscriptions outside any bonus, a 2 percent flat-rate card earns evenly with nothing to track.
Centralize and track
Putting all subscriptions on one card creates a single place to see them, which makes it easy to catch the ones you forgot you were paying for. It also concentrates predictable spend, useful for hitting a welcome-bonus minimum. Some cards add cell phone protection when you pay the bill with them; see cell phone protection.
Watch the renewal traps
The flip side of autopaying subscriptions is forgetting them, so review the card statement periodically and cancel what you do not use. If a card is lost or reissued, update the subscriptions tied to it so nothing lapses. A virtual card number can make it easy to kill a single subscription by deleting its number.
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