Credit Card Concierge Service, Explained

The short answer: A credit card concierge is a free phone and online service on many premium cards (Visa Infinite, World Elite Mastercard, Amex Platinum) that helps you book travel, find hard-to-get reservations and tickets, and handle requests. You only pay for what you buy; the assistance itself is included.

What it does

Think of it as a personal assistant for your card. A concierge can book flights and hotels, track down restaurant reservations and event or concert tickets, arrange gifts and deliveries, and research options for you. It is available by phone and often chat or email, typically around the clock on premium cards.

Which cards include it

Concierge service comes with premium tiers: many Visa Infinite and World Elite Mastercard cards, and issuer programs like the Amex Platinum concierge. The depth varies, so a top travel card concierge can pull strings a basic one cannot. It is one of the perks that helps justify a premium annual fee if you use it.

How to use it

Call the number on the back of the card or use your issuer app. Be specific about what you want, and remember the service is free but the bookings are not; you pay for the dinner, tickets, or flights. It is most useful for hard-to-get reservations and time-consuming research. See best premium travel cards.

Frequently asked questions

Is credit card concierge service free?
The assistance is free on cards that include it; you only pay for what you actually book or buy. It comes with many premium Visa Infinite, World Elite Mastercard, and issuer programs like Amex Platinum.
What can a credit card concierge do?
Book travel, find restaurant reservations and event tickets, arrange gifts and deliveries, and research options for you. The depth depends on the card tier.

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Bryce Casson

Bryce Casson, Founder of Cardocrat. Every card is ranked by what it actually returns, with all points valued at a flat 1 cent and offers verified against issuer sources. About the author.