Do Office Supply Stores Earn an Office-Supply Rewards Bonus?
This guide explains what earns the office-supply bonus and where it applies.
What earns the office-supply bonus
On a card with an office-supply bonus, standalone office supply retailers like Staples, Office Depot, and OfficeMax code as office-supply stores, so your entire purchase there earns the elevated rate, whether it is paper and ink or electronics and gift cards they happen to sell. Because the coding is based on the store, the bonus is generous inside these retailers.
Mostly a business-card category
Office supplies is primarily a business-card category, since businesses spend heavily there, so it shows up most on business cards. If you run even a small business or side hustle, an office-supply bonus can be a quietly high earner, and these stores are also where people buy gift cards, though that is a separate calculation.
Where it does not apply
The same office supplies bought at a superstore like Walmart or Target, or at a warehouse club, code to that host store, not as office supplies, so you would not earn the office-supply bonus there. As always, it is the merchant code, not the product, that decides, the same reason a purchase can miss a bonus.
- Standalone office supply stores code as office supplies.
- Staples, Office Depot, and OfficeMax qualify.
- The category is mostly on business cards.
- The whole store purchase earns the bonus, not just supplies.
- Office supplies at a superstore code to the host.