Best Credit Cards for Office Supplies (2026)
Office supply stores are a staple business category, and they are valuable because the stores sell more than paper and pens. Many also sell gift cards and electronics, so a card that earns 2x to 5x at office supply stores can stretch across a lot of business spending.
These bonuses live almost entirely on business cards, and some cap the high rate at a set amount per year. We rank by the office-supply rate and value every point at a flat 1 cent.
Our top picks
1. Ink Business Cash® 5x at office supply stores
The Ink Business Cash® has no annual fee, plus a welcome offer of $1,000 cash back.
- 5% cash back on office supply stores and internet, cable, and phone services (up to $25k/yr)
2. U.S. Bank Triple Cash Rewards Business Card 3x at office supply stores
The U.S. Bank Triple Cash Rewards Business Card has no annual fee, plus a welcome offer of $750 cash back.
- 3% cash back on gas and EV charging, office supply stores, cell phone service, and restaurants
3. Wells Fargo Signify Business Cash℠ 2x at office supply stores
The Wells Fargo Signify Business Cash℠ has no annual fee, plus a welcome offer of $500 cash rewards bonus.
4. American Express® Blue Business Plus 2x at office supply stores
The American Express® Blue Business Plus has no annual fee, plus a welcome offer of 15,000 Membership Rewards® Points.
5. Ink Business Unlimited® 1.5x at office supply stores
The Ink Business Unlimited® has no annual fee, plus a welcome offer of $1,000 cash back.
6. American Express® Business Gold 1x at office supply stores
The American Express® Business Gold has a $375 annual fee, plus a welcome offer of Up to 200,000 Membership Rewards® Points.
- Eligible 4x categories: airfare, U.S. restaurants, U.S. gas stations, U.S. shipping, U.S. advertising
7. Chase Sapphire Reserve for Business℠ 1x at office supply stores
The Chase Sapphire Reserve for Business℠ has a $795 annual fee, plus a welcome offer of 200,000 Ultimate Rewards® Points.
- Cell phone protection up to $1,000 per claim
8. American Express® Business Platinum 1x at office supply stores
The American Express® Business Platinum has a $895 annual fee, plus a welcome offer of Up to 300,000 Membership Rewards® Points.
- Up to $120 wireless telephone credit
- Cell phone protection up to $800
- $120 wireless telephone credit
Compare the top cards
| Card | Rewards rate | Annual fee | Welcome offer | Details |
|---|---|---|---|---|
| Ink Business Cash® | 5x at office supply stores | No annual fee | $1,000 cash back | Review |
| U.S. Bank Triple Cash Rewards Business Card | 3x at office supply stores | No annual fee | $750 cash back | Review |
| Wells Fargo Signify Business Cash℠ | 2x at office supply stores | No annual fee | $500 cash rewards bonus | Review |
| American Express® Blue Business Plus | 2x at office supply stores | No annual fee | 15,000 Membership Rewards® Points | Review |
| Ink Business Unlimited® | 1.5x at office supply stores | No annual fee | $1,000 cash back | Review |
| American Express® Business Gold | 1x at office supply stores | $375 | Up to 200,000 Membership Rewards® Points | Review |
| Chase Sapphire Reserve for Business℠ | 1x at office supply stores | $795 | 200,000 Ultimate Rewards® Points | Review |
| American Express® Business Platinum | 1x at office supply stores | $895 | Up to 300,000 Membership Rewards® Points | Review |
Rewards rates and offers verified June 2026. Every point is valued at a flat 1 cent. Run your own numbers in the rewards calculator, and check the best current welcome offers for cards running an elevated bonus right now.
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