By Bryce Casson, Founder · Cardocrat · Updated July 2026
The short answer: Usually. Renting an RV or motorhome typically codes as a vehicle-rental or travel service, so a card that rewards travel broadly earns its bonus on the rental. Peer-to-peer RV platforms can code differently, and the campground fees on your trip are a separate category.
How RV rentals code
A traditional RV or motorhome rental company rings up under a vehicle-rental or travel-services category code, which many broad travel cards reward, so the rental often earns a travel bonus. Cards that limit travel to flights and hotels may give only the base rate, so it depends on your card’s definition, covered in what a travel credit card covers.
Peer-to-peer and trip costs
A peer-to-peer RV rental platform can code as a marketplace rather than a rental agency, so the travel bonus is less certain there, similar to car-sharing services. On the trip itself, campground and RV park fees are a separate category, usually earning travel on broad cards, as covered in campgrounds and RV parks.
The best card for an RV rental
A broad travel card earns the most when the rental codes as travel; otherwise a strong flat-rate card is the safe pick. Run your spending through the rewards calculator to compare, and see options in best cash back cards.
Frequently asked questions
Does an RV rental earn a travel bonus?
Usually. RV and motorhome rentals typically code as a vehicle rental or travel service, so a broad travel card earns its bonus. A card limiting travel to flights and hotels may give the base rate.
Does renting an RV on a peer-to-peer app earn a travel bonus?
Not always. Peer-to-peer RV platforms can code as a marketplace rather than a rental agency, so the travel bonus is less certain than with a traditional company.
What card is best for an RV trip?
A broad travel card for the rental and campgrounds, since both often code as travel, or a strong flat-rate card if your card’s travel definition is narrow.