Do You Earn Rewards on a Home Security System?
How security systems code
A security or monitoring company rings up under a protective-services or subscription category code, outside the usual bonus buckets, so most cards earn their base rate on the monthly monitoring fee. Equipment bought up front may code as electronics or the retailer instead. The category framework is in what is a bonus category.
Subscriptions can fit a rewarding card
The monthly monitoring fee is a recurring charge, so if you hold a card that rewards subscriptions, routing it there can beat a flat card. Otherwise it earns the base rate like any bill. The recurring-charge angle is covered in best cards for subscriptions, and installation by a technician would code like home services.
The best card for home security
With no security bonus category, a strong flat-rate card earns the most on monitoring and equipment, unless a subscription-rewarding card applies. Run your spending through the rewards calculator to compare, and see options in best cash back cards.
Frequently asked questions
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