Do You Earn Rewards on Your Internet and Cable Bill?

The short answer: Yes, at least the base rate. Internet, cable, and home-phone bills earn rewards like any purchase, and a handful of cards include telecom or cable as a rotating or select bonus category. Most cards, though, pay their base rate, so a strong flat-rate card usually earns the most on these bills.

How these bills code

Internet and cable providers ring up under a cable-and-telecom category code. A small number of cards, and some rotating-category cards during certain quarters, treat that code as a bonus, but the majority of cards do not. So on most cards these recurring bills simply earn the base rate. The category idea is covered in what is a bonus category.

When a bonus applies

A few cards specifically reward internet, cable, phone, or streaming services, and if you carry one, routing these bills to it earns the higher rate. Note that cable and internet are usually a separate category from streaming, so a streaming bonus does not automatically cover your cable bill. Our best streaming cards guide explains that distinction.

The best card for recurring bills

Because most cards give no bonus here, a good flat-rate card that pays the same rate on everything is usually the smartest home for internet and cable. Set the bill to autopay on it and value the points at a flat 1 cent. If you want to compare, see our best cash back cards guide and the paying utilities with a card overview.

Frequently asked questions

Do internet and cable bills earn rewards?
Yes, at your card’s base rate. A few cards add a telecom or cable bonus, but most treat these bills as ordinary spending.
Does my streaming bonus cover cable TV?
Usually not. Cable and internet code separately from streaming services, so a streaming bonus does not automatically apply to your cable bill.
What card is best for internet and cable?
A strong flat-rate card is usually best, since most cards give no bonus. If you hold a card that specifically rewards telecom or cable, route the bill there.

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Bryce Casson

Written by Bryce Casson, Founder of Cardocrat. About the author and how we rank cards.