How to Book a Hotel With Points
The three ways to redeem
First, book through a hotel loyalty program using points you earn or transfer in, which often gives the most value, especially with chains like Hyatt. Second, transfer bank points to a hotel partner, then book an award night. Third, redeem through your issuer travel portal at a fixed cents-per-point rate against any hotel.
How to judge the value
Divide the cash price of the room by the points it would cost. If you are getting well over 1 cent per point, the award is a good deal; under that, pay cash and keep your points. Loyalty award nights can be worth several cents on the right property, while a portal redemption is usually a flat 1 to 1.5 cents but works anywhere. See cash vs points.
Watch the details
Award nights at many chains avoid resort fees and may include a fifth night free or elite perks, which boosts value, while portal bookings may not earn hotel points or status. Confirm whether the rate is refundable and whether you earn nights toward status. For flights, see how to book a flight with points.
Frequently asked questions
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