Allegiant Allways Rewards Visa® vs Atmos Rewards Ascent
Side-by-side comparison
| Allegiant Allways Rewards Visa® | Atmos Rewards Ascent | |
|---|---|---|
| Annual fee | $59 | $95 |
| Welcome offer | 45,000 points | 50,000 bonus points + Companion Fare |
| Dining | 2x | 1x |
| Groceries | 1x | 1x |
| Gas | 1x | 2x |
| Travel | 3x | 1x |
| Streaming | 1x | 2x |
| Everything else | 1x | 1x |
| Est. yearly rewards* | $358 | $326 |
| Points type | Locked to Allegiant Allways Rewards | Locked to Atmos Rewards |
| Network | Visa | Visa |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of household spending, the Allegiant Allways Rewards Visa® earns about $358 a year in rewards and the Atmos Rewards Ascent about $326, valuing every point at a flat 1 cent. The Allegiant Allways Rewards Visa® charges $59, which you clear through its rewards and perks. The Atmos Rewards Ascent charges $95, but carries about $99 in annual statement credits that offset it for anyone who uses them. Counting rewards, fees, and any credits, the Allegiant Allways Rewards Visa® delivers more total value, about $18 a year more for a typical spender, mostly because it earns more where you spend most, on travel and dining. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the two are currently comparable in size. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.
Pick the Allegiant Allways Rewards Visa® if your spending leans toward dining, travel. Pick the Atmos Rewards Ascent if your spending leans toward gas, streaming.