World of Hyatt vs Citi® / AAdvantage® Globe™ Mastercard®
Side-by-side comparison
| World of Hyatt | Citi® / AAdvantage® Globe™ Mastercard® | |
|---|---|---|
| Annual fee | $95 | $350 |
| Welcome offer | Up to 60,000 Bonus Points | 90,000 miles |
| Dining | 2x | 2x |
| Groceries | 1x | 1x |
| Gas | 1x | 1x |
| Travel | 2x | 3x |
| Streaming | 1x | 1x |
| Everything else | 1x | 1x |
| Est. yearly rewards* | $340 | $365 |
| Points type | Locked to World of Hyatt | Locked to American Airlines AAdvantage |
| Network | Visa | Mastercard |
*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.
The verdict
On a typical year of household spending, the World of Hyatt earns about $340 a year in rewards and the Citi® / AAdvantage® Globe™ Mastercard® about $365, valuing every point at a flat 1 cent. The World of Hyatt charges $95, which you clear through its rewards and perks. The Citi® / AAdvantage® Globe™ Mastercard® charges $350, which you clear through its rewards and perks. Counting rewards, fees, and any credits, the World of Hyatt delivers more total value, about $230 a year more for a typical spender, mostly because it skips the annual fee the other charges. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the Citi® / AAdvantage® Globe™ Mastercard® currently has the larger welcome offer. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.
Pick the Citi® / AAdvantage® Globe™ Mastercard® if your spending leans toward travel.