JetBlue Plus vs United Club℠ Business Card

JetBlue Plus
VS
United Club℠ Business Card
The short answer: The JetBlue Plus delivers a bit more value for most spenders, but choose the United Club℠ Business Card if you spend more on advertising, shipping.

Side-by-side comparison

JetBlue PlusUnited Club℠ Business Card
Annual fee$99$695
Welcome offer70,000 bonus points after $1,000 in 90 days110,000 miles
Advertising1%1.5%
Shipping1%1.5%
Office supplies1%1.5%
Phone & internet1%1.5%
Travel1%2%
Everything else1%1.5%
Est. yearly rewards*$474$699
Points typeLocked to JetBlue TrueBlueLocked to United MileagePlus
NetworkMastercardVisa

*Estimated yearly rewards on typical household spending, every point valued at a flat 1 cent. Verified June 2026. See your own numbers in the calculator.

The verdict

On a typical year of business spending, the JetBlue Plus earns about $474 a year in rewards and the United Club℠ Business Card about $699, valuing every point at a flat 1 cent. The JetBlue Plus charges $99, but carries about $100 in annual statement credits that offset it for anyone who uses them. The United Club℠ Business Card charges $695, which you clear through its rewards and perks. Counting rewards, fees, and any credits, the JetBlue Plus delivers more total value, about $421 a year more for a typical spender, mostly because it carries more in annual statement credits. Neither leans on transferable points, so the deciding factors are the welcome offer, the card network, and which everyday perks you will actually use. On the sign-up bonus, the United Club℠ Business Card currently has the larger welcome offer. A welcome bonus is a one-time event, so weigh it apart from the ongoing rewards.

Pick the United Club℠ Business Card if your spending leans toward advertising, shipping, office supplies.

Read the full reviews

Frequently asked questions

Is the JetBlue Plus or the United Club℠ Business Card better?
On typical business spending, the JetBlue Plus comes out ahead after its annual fee, by roughly $421 a year with every point valued at a flat 1 cent. But the United Club℠ Business Card can be the better fit if your spending lines up with its stronger categories. Run both through the Cardocrat calculator to see your own numbers.
Can I have both the JetBlue Plus and the United Club℠ Business Card?
In most cases yes, as long as you meet each issuer's approval rules (for example Chase's 5/24 rule). Many people hold complementary cards to cover more bonus categories, then pool or redeem the rewards together where the program allows.
Which has the better welcome bonus, the JetBlue Plus or the United Club℠ Business Card?
As of June 2026, the JetBlue Plus offers 70,000 bonus points after $1,000 in 90 days and the United Club℠ Business Card offers 110,000 miles. Welcome offers change often, so confirm the current offer on each card's page before applying.