Amex Gold 2026 Refresh: What Changed

The short answer: The 2026 Amex Gold refresh keeps the $325 annual fee and raises prepaid hotels booked through Amex Travel from 2x to 5x, adds complimentary Hertz Five Star status, and adds Buffalo Wild Wings and Wonder to the monthly dining credit while dropping Goldbelly and Wine.com. The welcome offer's spending requirement rose from $6,000 to $8,000.

What improved

The refreshed Gold keeps its $325 annual fee and adds a few real upgrades. Prepaid hotels booked through Amex Travel now earn 5x instead of 2x, the card adds complimentary Hertz Gold Plus Rewards Five Star status, and the up-to-$10-per-month dining credit gained new partners in Buffalo Wild Wings and Wonder. The Gold's core strengths, 4x at restaurants and 4x at U.S. supermarkets on capped spending, are unchanged. See best cards for dining.

What to watch

A few changes cut the other way. Goldbelly and Wine.com left the monthly dining credit on June 30, 2026, so if you used the credit on those, you will need to shift to a remaining partner. The welcome offer's spending requirement also rose from $6,000 to $8,000 over the first six months, making the sign-up bonus harder to earn even where the headline points figure is higher. See welcome bonus history.

The honest verdict

This is a soft refresh rather than an overhaul. The everyday earning that makes the Gold a top dining and grocery card is intact, and the higher hotel rate and new credit partners are modest pluses. The dropped credit partners and higher welcome spend are the trade-offs. If you already value the Gold for restaurants and supermarkets, nothing essential changed; if you were chasing the sign-up bonus, note the higher spend. See are annual fees worth it.

Frequently asked questions

What changed on the Amex Gold in 2026?
The refresh raised prepaid hotels through Amex Travel from 2x to 5x, added Hertz Five Star status, and added Buffalo Wild Wings and Wonder to the dining credit, while dropping Goldbelly and Wine.com and raising the welcome spend to $8,000. The $325 annual fee stayed the same.
Did the Amex Gold annual fee go up in 2026?
No. The annual fee remained $325 in the 2026 refresh. The changes were to earning categories, credit partners, and the welcome offer's spending requirement, not the fee.
Is the Amex Gold still a good dining card after the refresh?
Yes. Its 4x at restaurants and 4x at U.S. supermarkets on capped spending were unchanged, so its core value as a dining and grocery card is intact. The refresh mostly adjusted travel earning and credit partners.

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Bryce Casson

Written by Bryce Casson, Founder of Cardocrat. About the author and how we rank cards.